THE CARD FOR YOUR HOME

With your Synchrony HOME™ Credit Card, you can shop at thousands of retailers nationwide and take advantage of promotional financing1

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At Select
Synchrony HOME
Locations, Enjoy

Promotional Financing
on qualifying purchases.1

Enjoy these EVERYDAY BENEFITS EVERYWHERE THE CARD IS ACCEPTED

6 MONTHS

Promotional Financing
on purchases of $299 up to $1,998.99.1

12 MONTHS

Promotional Financing
on purchases of $1,999 or more.1

Synchrony HOME Locations

  • Electronics & Appliances
  • Flooring
  • Furniture & Mattresses
  • Home Improvement
  • Outdoor
  • Patio & Garden

Find a location

Discover places you can shop with your Synchrony HOME™ Credit Card.

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  • Select Synchrony HOME locations provide 12-60 months promotional financing on qualifying purchases on top of everyday benefits1

  • Other accepting locations give you everyday benefits on purchases under $299 and 6 month promotional financing on purchases of $299 or more1

  • Shows all locations the Synchrony HOME card is accepted.

Not sure what store? Select a category below to refine your search and click on Find Locations.

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    Enjoy Even
    More Benefits

    • $0 fraud liability
    • No annual fee2
    • Free access to Your Credit Score
    • Mobile app3 (iOS & Android)

    EXPLORE OFFERS

    With your Synchrony HOME Credit Card, you can take advantage of special offers from our partners.

    VIEW OFFERS

    MANAGE ON THE GO

    The MySynchrony app for iOS and Android lets you manage your account and find nearby retailers and offers anywhere, anytime.3

    MySynchrony App Download on the App Store MySynchrony App Get it on Google Play

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    ESTIMATE YOUR MONTHLY PAYMENTS

    Make the best decision on how to budget your purchase with our convenient Payment Calculator.

    FAQ

    Have questions? We have answers.

    With the Synchrony HOME Credit Card you can take advantage of many card benefits including:

    • Acceptance at all Synchrony HOME partners: The Synchrony HOME Credit Card can be used at thousands of Synchrony HOME partner retailers nationwide. Visit the store locator to find locations near you.
    • Select Synchrony HOME partners may offer longer term promotional financing offers ranging from 12 to 60 months on qualifying purchases.1
    • Enjoy everyday promotional financing on qualifying purchases anywhere the card is accepted. Get 6 months on purchases of $299 - $1998.99 or 12 months on purchases of $1,999 or more.2
    • No Annual Fee.3
    • Safe & Secure with $0 Fraud Liability
    • Free Access to your credit score
    • Ability to request a credit increase4
    • 24/7 secure online account access with customizable account alerts
    • Manage your account easily on the go with the MySynchrony Mobile App5(Available on iOS and Android)

     

    The Synchrony HOME Credit Card is accepted at all Synchrony HOME Partner locations. We have partners in home categories including furniture, mattresses, electronics & appliances and more. To find Synchrony HOME Partners, check out Synchrony HOME retailers or visit our store locator to find locations near you.

    For Synchrony HOME Partners that accept the card online look for the option to pay with a Synchrony HOME Credit Card on the payment page. Enter your Synchrony HOME Credit Card account number when prompted.

    You will only be charged interest on your promotional balance if you do not pay it off within the promotional period.

    The promotional summary box on your monthly statement will clearly show the balance for each promotional financing purchase and corresponding expiration date. You can always choose to pay off your promotional balance earlier as well.

    1. Register for your account online.
    2. Or take a step further and download the MySynchrony mobile app3 (available in the Apple app store on iOS and Google Play for Android) to have your statements at your fingertips. Our app also has special offers from Synchrony HOME Partners and a store locator so you can find Synchrony HOME Partner locations near you, on the go!

    Synchrony HOME™ cardholders can manage their account online by registering / logging in or Chat with us (chat is unavailable in Internet Explorer) if you need additional account assistance.

    You may call 1-844-335-5909 to speak to a customer service representative.

    Synchrony HOME Card Art Splash

    Ready
    to get
    started?

    Ready to get started?

    Realize your dream home with help from the Synchrony HOME Credit Card, accepted at thousands of locations nationwide.1

    Apply Now

    1Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.

    2No Interest If Paid In Full Within 6 or 12 months on qualifying purchases with your Synchrony HOME Credit Card. 6 months on purchases of $299 – $1,998.99 or 12 months on purchases of $1,999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

    3New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms.

    4Cardholders may be required to provide their annual net income if their recent information is not on file. Cardholder income will be used as a factor to determine eligibility for a credit limit increase.

    5Data fees may apply.